Tuesday, August 3, 2010

July Budget Review

If you need help learning how to stick to your budget, review our slideshow of personal finance books for money management tips.

I'm not a regular grocery shopper. I buy stuff before I even need it, matching manufacturer coupons with store sales. This way I'm able to "shop" from my own pantry and pay a fraction of retail with items I use. No, we will not use all those fruit roll ups this month, but we will use them this year. When I make meals for us, I menu plan around what we already have on our shelves and in the freezer. There are occasional items I have to pay full price for, but they are the exception as I build up my food storage with stuff we actually use, all for less then I used to spend just to get us by every month. Want to learn how I do it? Check this out.

Retails: $575.46
Total Spent: $184.90
Percent Off: 68%

This month in addition to perishables like milk, produce, and yogurt, I was able to stock up on diapers, marinades, body wash, toilet paper, toothpaste, cheese slices, frozen chicken, gum, glue sticks, bleach, dog food, juice, soy sauce, spices, mac and cheese, paper towels, pasta, mustard, pineapple, tissues, cheese, pasta roni, qtips, cream cheese, margarine, popsicles, chips, rolaids, miracle whip, frozen pizza, breaded chicken, razor, paper plates, ribs, pretzels, sugar, koolaid, artichoke hearts, tuna, canning lids, salt.

Saturday, July 31, 2010

Smiths 52% Off: FREE bodywash, marinades; CHEAP Diapers!

And you thought I was done shopping for the month. Not so!

I looked under the kids' beds last night and was not happy to see how low we are on diapers.

So I made another trip to Smiths. Hooray.


Retails: $46.90
Total Spent: $22.96
Percent Off: 52%

How did I do it?

Smiths is running a Rounding Up promotion through Sat. Any coupon under $1 will round up to a dollar, so a $.25 coupon is magically a $1 coupon. The registers do it automatically at checkout.

They also have a Proctor and Gamble promotion where for every 4 participating items you buy, $4 automatically comes off. I starred all the P&G items I purchased.

Great Deals:
Weber Marinades, reg. $1.19
- on sale $.89
- used $.50 coupon from 6/27 SS newspaper
- coupon automatically rounds to price of item
- FREE!!!

* See this post for details on the Gillette Body Wash.

* Luvs Diapers, Mega Pack, reg. $11.79
- on sale $9.99
- $1 off each when you buy 4 participating P&G products
- used $2 coupon from 6/27 RP newspaper (expires today, may be another in tomorrows paper)
- $6.99!! This ends up being 11.65 cents/diaper for a size 4! Costco is 20.8 for Huggies and 21.3 for Kirkland. If you were able to buy the 200 count Huggies at Costco at this 11.65 cents/diaper, it would only cost $23.30 instead of $41.69!

see previous post here for other deals.

thanks pinchingyourpennies Costco thread

The Rounding Up couponing event ends Saturday night. The sale prices end Tuesday night.

compiled list from SavvySisterShops, UtahDealDiva, and PinchingYourPennies thread and Grocerylist.

Money Left for the Month: $6.82

Friday, July 30, 2010

Smiths 80% Off: FREE Bodywash, Toothpaste; CHEAP Charmin!

I went to Provo and Orem Smiths today, attempting to get everything I wanted before the Rounding Up to $1 coupon event ends tomorrow. I didn't get everything, but I feel pretty good about what I did get.


not pictured: that darn 20 oz mustard. The Orem Smiths had it for cheaper so I had them adjust the price instead of returning them.

Retails: $73.04
Total Spent: $14.26
Percent Off: 80%

How did I do it?

Smiths is running a Rounding Up promotion through Sat. Any coupon under $1 will round up to a dollar, so a $.25 coupon is magically a $1 coupon. The registers do it automatically at checkout.

They also have a Proctor and Gamble promotion where for every 4 participating items you buy, $4 automatically comes off. I starred all the P&G items I purchased.

Great Deals:
* Gillette Bodywash, reg. $4.99
- on sale $2.99
- $1 off each when you buy 4 participating P&G products
- used $2 coupon from 6/6 P&G newspaper
- FREE!!!

* Old Spice Body Wash, reg. $3.29
- on sale $2.99
- $1 off each wyb 4 participating P&G products
- used Buy One Get One Free (BOGO) coupon from 6/6 or 7/4 P&G newspaper
- 2 for FREE!!!

Ivory Bodywash, reg. $2.49
- on sale $1
- use $.25 or $.50 from 6/6 P&G newspaper
- automatically adjusts to be a $1 coupon
- FREE + $.50 overage!!!

Crest Toothpaste, 6.4 oz, reg. $2.39
- on sale $1
- used $.50 from 6/6 P&G, $.50 or $.75 from 6/27 RP
- automatically adjusts to be a $1 coupon
- FREE!!!

Yoplait Whips, reg. $.53
- automatically adjusts to be a $1 coupon
- $.03!!!

* Charmin, 12 Big rolls + bonus 4 big rolls = 16 big rolls, big roll= 176 sheets, reg. $7.95
- on sale $6.99
- $1 off each wyb 4 participating P&G products
- used $.25 6/6 or 7/4 P&G newspapers
- automatically adjusts to be a $1 coupon
- $1.99!!! (
Costco has a 30 count of Charmin that has 250 sheets- a larger roll- at $18.99. That ends up being $.0025/sheet. This price is $.0007 a sheet. If you bought Charmin at Costco at this price per sheet it would cost $5.25. Wow.)

Best Life Buttery Spread, reg. $2.49
- on sale $1
- used $1 coupon from 6/13 RP or $1 from 7/11
- FREE!!!

Trident Whitening, reg. $1.29
- on sale $.79
- used $.50 coupon
- automatically adjusts to be $.79 (value of item)
- FREE!!!

Goldfish Grahams, reg. $2.18
- on sale $1.99
- used $.75 coupon from coupons.com (not sure if still available)
- automatically adjusts to be a $1 coupon
- used $.75 ecoupon
- $.24!!

Good Deals:
Cache Valley Sliced Cheese, reg. $1.99
- on sale $1.69
- used $.55 coupon from 5/23 SS newspaper
- automatically adjusts to be a $1 coupon
- $.69!!

Chicken, boneless skinless, 4 lb, reg. $11.99
- on sale $6.96!
(This is $1.74/lb. Costco is 2.26/lb. To buy Costco's 6.5 lb bag at this price would cost $11.31 instead of $14.71.)

Bananas, $.49/lb

see previous post here for other deals.

thanks pinchingyourpennies Costco thread

The Rounding Up couponing event ends Saturday night. The sale prices end Tuesday night.

compiled list from SavvySisterShops, UtahDealDiva, and PinchingYourPennies thread and Grocerylist.


Money Left for the Month: $29.78
Holy cow! I have $30 left and tomorrow's the end of the month! Write this event down in your journals because you don't see this every day.


Walmart 64% Off: FREE Gum, $.25 Glue and Crayons!

We were on the way home from Winco last night when Sam started crying, "Walmart! Walmart!" He WANTED to go to Walmart. Did I mention that we had already been in Winco FOREVER buying stuff for my family reunion?

It's amazing what getting to look at the fish swimming around will do to a child. Poor, deprived child.

So off to Walmart we went!


Retails: $22.62
Total Spent: $8.17
Percent Off: 64%

How did I do it?

Great Deals:
Dentyne Pure gum, reg. $.96
- used $1 coupon from newspaper
- FREE!!!

Glue Sticks, 2 pack, reg. $.97
- on sale $.25!!!

Crayons, 24 pack, reg. $.97?
- on sale $.25!!!


Good Deals:
Kraft Cheese, 8 oz, reg. $2.69?
- on sale $2
- used $1 peelie on bag
- $1!

Odwalla Juice, reg. $1.50 (and yes, the bigger one IS empty. Thanks for noticing! It was pretty good.)
- used $1 coupon I got from another store a while ago
- $.50!

Blueberry Juice, reg. $1.88
- used $1 coupon hanging from juice
- $.88!

Clorox 2, reg. $3.86
- used $2 coupon I got from coupons.com a while ago. I'm not sure if it's still available.
- $1.86! (thought I'd give this a try!)


Ok Deals:
Coconut Milk, reg. $1.28 (this is the cheapest I have found it in a LONG time)


Money Left for the Month: $44.04

Winco 48% Off: $.25 Apple Juice, CHEAP Spices, Dog Food!

I went to Winco to buy a bunch of stuff for our upcoming family reunion and couldn't resist snagging a few things for me too.


Retails: $16.38
Total Spent: $8.55
Percent Off: 48%

While this percentage isn't as high as it usually is, I feel great about it knowing that I spent so little on all the bulk stuff. It really isn't about percentages as much as it's about paying as low as possible for each item. (spoken by someone who got a lousy percent off!)

Also, Winco doesn't list their regular prices on things on sale so I entering the items I bought on this list on SavvyShopperDeals and used the regular prices at other stores. When the item wasn't listed I used my best guess and made it up. Nice.

How did I do it?

Great Deals:
Langers Apple Juice, 64 oz, reg. $2.99
- on sale $1.25
- used $1 coupon I got from a store a while back
- $.25!!!

Sesame Seeds, $2.86/lb (bulk)
- $.54 to refill my container, and some left over!!!

Curry, reg. $2.67/lb (bulk)
- $.11 to refill my container!!!

Cumin, reg. $3.38/lb (bulk)
- $.34 to refill my container!!!

Dog Food, reg. $.32/lb (bulk)
- $2.31 for a TON of food!!!


Good Deals:
Marshmallows, reg. $1.59
- on sale $.88!!

Kraft Macaroni and Cheese, reg. $.75
- on sale $.68
- used $.55/2 printable coupon (sorry, I don't know where I got this)
- $.40 when you buy 2!

Grapes, red seedless, reg. $2.09/lb
- on sale $.98/lb!!

Kikkoman Soy Sauce, 20 oz, reg. $3.49
- on sale $1.98!


Money Left for the Month: $52.21


Wednesday, July 28, 2010

Smiths 71% Off: FREE Dawn, Pasta, $.09 Bounty, $.24 Warm Delights

Items pictured but being returned: 2 mustards (rang up at $2.99 instead of $1.25) and 2 Welch's drinks (rang up $2.38 instead of $1.99) I'm keeping one of these- Sam had a cupful before I even had all the groceries out of the car.

Apparently these are priced lower at the stores closer to Winco and Ridleys.

Retails: $43.29
Total Spent: $12.55
Percent Off: 71%
I paid using a $5 catalina I got last week buying stuff for my family reunion. I feel happy as can be doing this as I am donating quite a few things from my stockpile to the reunion.

How did I do it?

Smiths is running a Rounding Up promotion today (wed) through Sat. Any coupon under $1 will round up to a dollar, so a $.25 coupon is magically a $1 coupon. The registers do it automatically at checkout. If you haven't gone already, I would call and find out when your store restocks and go then. I was there at 6:30 this morning and almost 1/2 of what I was looking for was gone.

Amazing Deals:
Bounty Basic paper towels, reg. $1.09
- used $.25 coupon from 6/6 PG and 7/4 PG newspapers
- automatically adjusts to be a $1 coupon
- $.09!!!

American Beauty Quick Cook Pasta, reg. $1.69
- on sale $1
- automatically adjusts to be a $1 coupon
- FREE!!!

Warm Delights, reg. $1.99
- automatically adjusts to be a $1 coupon
- $.24!!!

Dawn Dish soap, 10.3 oz, reg. $1.59
- used $.25 coupon from 6/6 PG or 7/4 PG
- automatically adjusts to be a $1 coupon
- FREE!!!

Great Deals:
Frigo String Cheese, 16 count, reg. $5.99
- on sale $2.97
- used $.50 coupon from 5/2 SS
- automatically adjusts to be a $1 coupon
- $1.97!! (this is 12 cents a cheese. Sam's Club is 15 cents. It would cost about $7.20 if you bought the 60 cheeses at Sam's at the 12 cent price. They have it for $8.99)

Huggies/Pampers wipes, tub, reg. $2.59
- used $.50 coupon from 7/11 SS and 7/4 PG
- automatically adjusts to be a $1 coupon
- $1.59! (2.2 cents for 72 count, 2.5 cents for 64. Huggies wipes are 2.4 at Costco.)

Dole Pineapple, reg. $.99
- on sale $.79
- used $.50/2 coupon from 6/27 SS
- automatically adjusts to be a $1 coupon
- $.49!!

Kraft Mac and Cheese, reg. $.78
- used $.55/2 coupon from online somewhere...
- automatically adjusts to be a $1 coupon
- $.28!!

Kleenex, reg. $1.29
- used $.50/2 coupon from 7/11 SS
- automatically adjusts to be a $1 coupon
- $.79!

Ok Deals:
Yoplait yogurt, reg. $.60
- used $.45/6 coupon printable
- automatically adjusts to be a $1 coupon
- plus used a $.40/6 ecoupon
- $.37 each when you buy 6!

Welch's refrigerated juice, reg. $2.38
- used $.75 coupon from 6/6 SS
- automatically adjusts to be a $1 coupon
- $1.38


The Rounding Up couponing event ends Saturday night. The sale prices end Tuesday night.

compiled list from SavvySisterShops, UtahDealDiva, and PinchingYourPennies thread and Grocerylist.


Money Left for the Month: $60.76

Tuesday, July 27, 2010

Menu! Super!

Grilled Marinated Shrimp Recipe

Main Dish:

Need for the Menu:
  • Nothing! I really do my best to not have to buy anything for my menus but to choose meals that use stuff I've stockpiled. In that way I have money to buy the food that is on sale and build up my food storage. This doesn't mean I won't go shopping. I will probably want to get some more perishables for sides and snacks and I definitely WILL be shopping for other stuff, but I will buy what is super cheap at my price points.